New rules on financial sector whistleblowing

Concerns about the contribution that a failure by staff members to speak up made to the financial crisis of 2008 have prompted a new set of rules on whistleblowing in the financial sector. The Prudential Regulation Authority and Financial Conduct Authority’s rules complement the Senior Insurance Managers’ Regime and are intended to create and foster […]

Cybersecurity – the essentials

It seems that hardly a day goes by without there being some report on cyber liability appearing in the media. The insurance industry is responding with the increasing availability of cyber liability insurance products. Unfortunately, there is no standard wording available and so great care needs to be taken when placing cover to ensure that […]

Flood Re – how it works

A recent article on the Insurance Age website caught my attention and led me to write this post. The article in question concerned Flood Re (which will launch on 4th April 2016) and a suggestion that many insurers are planning to make the Flood Re scheme available through their direct distribution channels first, potentially leaving […]

Gestures can count as discrimination

Many people think that a verbal element is required in discrimination – the use of offensive or derogatory terminology which displays the mindset and intention of the person doing the discrimination. However, a recent case has shown that it is possible for somebody to discriminate merely by using a particular gesture. The claimant was a […]